:root{
    --blue-900:#0d3d73;
    --blue-800:#0f4f96;
    --blue-700:#1157a8;
    --blue-600:#1565C0;
    --blue-400:#3f8ce0;
    --blue-300:#64B5F6;
    --blue-100:#BBDEFB;
    --blue-50:#EAF4FF;
    --blue-25:#F5FAFF;
    --yellow-500:#FFD54F;
    --yellow-400:#FFCA28;
    --yellow-100:#FFF4D6;
    --ink:#122845;
    --ink-soft:#4c6079;
    --white:#ffffff;
    --radius-l:28px;
    --radius-m:18px;
    --radius-s:12px;
    --shadow-card: 0 10px 30px rgba(13,61,115,0.08);
    --shadow-card-hover: 0 18px 40px rgba(13,61,115,0.14);
    --font-head: "Baloo 2", "Nunito Sans", sans-serif;
    --font-body: "Nunito Sans", -apple-system, BlinkMacSystemFont, sans-serif;
  }
  *{box-sizing:border-box; margin:0; padding:0;}
  html{scroll-behavior:smooth;}
  body{
    font-family: var(--font-body);
    color: var(--ink);
    background: var(--white);
    line-height:1.55;
    -webkit-font-smoothing:antialiased;
  }
  img{max-width:100%; display:block;}
  a{color:inherit; text-decoration:none;}
  ul{list-style:none;}
  .container{
    width:100%;
    max-width:1240px;
    margin:0 auto;
    padding:0 24px;
  }
  h1,h2,h3,h4{
    font-family: var(--font-head);
    font-weight:700;
    color: var(--blue-900);
    line-height:1.15;
  }
  .eyebrow{
    display:inline-flex;
    align-items:center;
    gap:8px;
    font-family: var(--font-head);
    font-weight:600;
    font-size:13px;
    letter-spacing:.04em;
    text-transform:uppercase;
    color: var(--blue-700);
    background: var(--blue-50);
    border:1.5px solid var(--blue-100);
    padding:7px 16px 7px 12px;
    border-radius:999px;
  }
  .btn{
    display:inline-flex;
    align-items:center;
    justify-content:center;
    gap:8px;
    font-family: var(--font-head);
    font-weight:700;
    font-size:16px;
    padding:14px 26px;
    border-radius:999px;
    border:2px solid transparent;
    cursor:pointer;
    transition: transform .18s ease, box-shadow .18s ease, background .18s ease, color .18s ease;
    white-space:nowrap;
  }
  .btn-primary{
    background: var(--yellow-500);
    color: var(--blue-900);
    box-shadow: 0 10px 24px rgba(255,213,79,0.45);
  }
  .btn-primary:hover{ transform: translateY(-2px); box-shadow: 0 14px 30px rgba(255,213,79,0.55); }
  .btn-outline-light{
    background: transparent;
    border-color: rgba(255,255,255,0.55);
    color: var(--white);
  }
  .btn-outline-light:hover{ background: rgba(255,255,255,0.12); transform: translateY(-2px); }
  .btn-blue{
    background: var(--blue-600);
    color: var(--white);
    box-shadow: 0 10px 24px rgba(21,101,192,0.35);
  }
  .btn-blue:hover{ transform: translateY(-2px); background: var(--blue-700); }
  .section{ padding: 88px 0; }
  .section-tight{ padding: 64px 0; }
  .section-head{
    text-align:center;
    max-width:660px;
    margin:0 auto 48px;
  }
  .section-head h2{ font-size: clamp(28px, 3.6vw, 40px); margin-bottom:14px; }
  .section-head p{ color: var(--ink-soft); font-size:17px; }
  .pill-tag{
    display:inline-block;
    font-family: var(--font-head);
    font-weight:700;
    font-size:13px;
    color: var(--blue-700);
    background: var(--yellow-100);
    border:1.5px solid var(--yellow-500);
    padding:5px 14px;
    border-radius:999px;
    margin-bottom:14px;
  }

  /* ---------- HEADER ---------- */
  header{
    position:sticky; top:0; z-index:100;
    background: rgba(255,255,255,0.92);
    backdrop-filter: blur(10px);
    border-bottom:1px solid rgba(13,61,115,0.08);
  }
  .nav-wrap{
    display:flex;
    align-items:center;
    justify-content:space-between;
    padding:14px 0;
    gap:24px;
  }
  .brand-logo img{ height:46px; width:auto; }
  nav.main-nav{ display:flex; align-items:center; gap:34px; }
  nav.main-nav a{
    font-family: var(--font-head);
    font-weight:600;
    font-size:15.5px;
    color: var(--blue-900);
    position:relative;
    padding:6px 0;
  }
  nav.main-nav a:hover{ color: var(--blue-600); }
  .has-dropdown{ position:relative; }
  .dropdown-caret{ font-size:11px; margin-left:4px; opacity:.6; }
  .dropdown-panel{
    position:absolute;
    top:calc(100% + 14px);
    left:50%;
    transform:translateX(-50%) translateY(6px);
    background:var(--white);
    border-radius:var(--radius-m);
    box-shadow: var(--shadow-card-hover);
    padding:14px;
    width:300px;
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:4px;
    opacity:0;
    visibility:hidden;
    transition: opacity .18s ease, transform .18s ease, visibility .18s ease;
    border:1px solid var(--blue-50);
  }
  .has-dropdown:hover .dropdown-panel{ opacity:1; visibility:visible; transform:translateX(-50%) translateY(0); }
  .dropdown-panel a{
    font-size:13.5px;
    font-weight:600;
    padding:9px 10px;
    border-radius:10px;
    color:var(--ink);
  }
  .dropdown-panel a:hover{ background:var(--blue-50); color:var(--blue-600); }
  .header-actions{ display:flex; align-items:center; gap:18px; }
  .header-phone{
    display:flex; align-items:center; gap:8px;
    font-family: var(--font-head); font-weight:700; font-size:14.5px; color:var(--blue-900);
  }
  .header-phone svg{ flex-shrink:0; }
  .mobile-toggle{ display:none; }

  /* ---------- HERO ---------- */
  .hero{
    position:relative;
    overflow:hidden;
    background: radial-gradient(120% 140% at 15% 0%, var(--blue-700) 0%, var(--blue-900) 62%, #082a52 100%);
    padding: 76px 0 40px;
  }
  .hero-dots{
    position:absolute; inset:0;
    background-image: radial-gradient(rgba(255,255,255,0.16) 2px, transparent 2px);
    background-size: 26px 26px;
    -webkit-mask-image: radial-gradient(60% 70% at 78% 40%, black 10%, transparent 72%);
    mask-image: radial-gradient(60% 70% at 78% 40%, black 10%, transparent 72%);
    pointer-events:none;
  }
  .hero-blob{
    position:absolute;
    border-radius:50%;
    filter: blur(4px);
    opacity:.9;
  }
  .hero-blob.b1{ width:120px; height:120px; background:var(--yellow-500); top:8%; right:6%; opacity:.85; filter: blur(0); border-radius:38% 62% 60% 40%/45% 40% 60% 55%; }
  .hero-blob.b2{ width:60px; height:60px; background:var(--blue-300); bottom:14%; right:22%; opacity:.5; }
  .hero-grid{
    position:relative;
    z-index:2;
    display:grid;
    grid-template-columns: 1.05fr 0.95fr;
    gap:40px;
    align-items:center;
  }
  .hero-copy .eyebrow{ background: rgba(255,255,255,0.1); border-color: rgba(255,255,255,0.28); color:var(--yellow-500); margin-bottom:22px; }
  .hero-copy h1{
    color:var(--white);
    font-size: clamp(36px, 4.6vw, 56px);
    margin-bottom:20px;
  }
  .hero-copy h1 span{ color: var(--yellow-500); }
  .hero-copy p.lead{
    color: rgba(255,255,255,0.82);
    font-size:18.5px;
    max-width:520px;
    margin-bottom:30px;
  }
  .hero-cta-row{ display:flex; gap:16px; flex-wrap:wrap; margin-bottom:34px; }
  .trust-widget{
    display:inline-flex;
    align-items:center;
    gap:16px;
    background: rgba(255,255,255,0.08);
    border:1px solid rgba(255,255,255,0.18);
    padding:14px 20px;
    border-radius:16px;
    flex-wrap:wrap;
  }
  .stars{ display:flex; gap:2px; color:var(--yellow-500); }
  .trust-widget .twline{ color:rgba(255,255,255,0.9); font-size:14px; font-weight:700; font-family:var(--font-head); }
  .trust-widget .twsub{ color:rgba(255,255,255,0.65); font-size:12.5px; }
  .trust-divider{ width:1px; align-self:stretch; background:rgba(255,255,255,0.2); }

  .hero-visual{ position:relative; display:flex; justify-content:center; align-items:center; }
  .hero-visual .glow-circle{
    position:absolute;
    width:380px; height:380px;
    border-radius:50%;
    background: radial-gradient(circle, rgba(255,213,79,0.18) 0%, rgba(255,213,79,0) 70%);
    top:50%; left:50%;
    transform:translate(-50%,-50%);
  }
  .hero-visual img.mascot{
    position:relative;
    z-index:2;
    width:96%;
    max-width:540px;
    filter: drop-shadow(0 24px 30px rgba(0,0,0,0.3));
  }
  .hero-wave{ display:block; width:100%; height:auto; margin-top:56px; }

  /* ---------- CATEGORY GRID ---------- */
  .cat-grid{
    display:flex;
    flex-wrap:wrap;
    justify-content:center;
    gap:20px;
  }
  .cat-card{
    background:var(--white);
    border:1.5px solid var(--blue-50);
    border-radius:var(--radius-m);
    padding:26px 20px 22px;
    text-align:center;
    box-shadow: var(--shadow-card);
    transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
    display:flex; flex-direction:column; align-items:center; gap:2px;
  }
  .cat-card:hover{ transform:translateY(-6px); box-shadow:var(--shadow-card-hover); border-color:var(--blue-100); }
  .cat-card-full{
    width:210px;
    justify-content:center;
    padding:24px 18px;
  }
  .cat-icon-full{ width:100%; height:auto; }

  /* ---------- HOW IT WORKS ---------- */
  .how-section{
    background: linear-gradient(160deg, var(--blue-800) 0%, var(--blue-900) 100%);
    position:relative;
    overflow:hidden;
  }
  .how-section .hero-dots{ -webkit-mask-image: radial-gradient(70% 90% at 90% 10%, black 0%, transparent 60%); mask-image: radial-gradient(70% 90% at 90% 10%, black 0%, transparent 60%); }
  .how-section .section-head{ margin-bottom:46px; }
  .how-section .section-head h2{ color:var(--white); }
  .how-grid{
    position:relative; z-index:2;
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:26px;
  }
  .how-card{
    background: var(--white);
    border-radius:var(--radius-m);
    padding:40px 30px;
    position:relative;
    text-align:center;
    box-shadow: var(--shadow-card-hover);
  }
  .how-card .how-icon{
    width:56px; height:56px;
    border-radius:14px;
    background: var(--blue-50);
    display:flex; align-items:center; justify-content:center;
    margin:0 auto 22px;
  }
  .how-card .how-icon svg{ width:28px; height:28px; }
  .how-card h3{
    color:var(--blue-900); font-size:15px; margin-bottom:12px;
    letter-spacing:.12em; text-transform:uppercase; font-family:var(--font-body); font-weight:800;
  }
  .how-card p{ color:var(--ink-soft); font-size:14.5px; }
  .how-cta{ text-align:center; margin-top:44px; position:relative; z-index:2; }
  .btn-white{
    background:var(--white);
    color:var(--blue-700);
    box-shadow: 0 10px 24px rgba(0,0,0,0.18);
  }
  .btn-white:hover{ transform:translateY(-2px); background:var(--blue-50); }

  /* ---------- CONFIDENCE SECTION ---------- */
  .confidence-grid{
    display:grid;
    grid-template-columns: 0.9fr 1.1fr;
    gap:56px;
    align-items:center;
  }
  .confidence-orbit{
    position:relative;
    width:100%;
    aspect-ratio:1/1;
    max-width:440px;
    margin:0 auto;
    display:flex; align-items:center; justify-content:center;
  }
  .confidence-orbit .ring{
    position:absolute;
    border-radius:50%;
    border:1.5px dashed var(--blue-100);
  }
  .confidence-orbit .ring.r1{ width:100%; height:100%; }
  .confidence-orbit .ring.r2{ width:62%; height:62%; }
  .confidence-orbit .dot{
    position:absolute;
    border-radius:50%;
    box-shadow: 0 6px 14px rgba(13,61,115,0.18);
  }
  .confidence-orbit .center-badge{
    position:relative; z-index:2;
    width:104px; height:104px;
    background:var(--white);
    border-radius:28px;
    display:flex; align-items:center; justify-content:center;
    box-shadow: var(--shadow-card-hover);
  }
  .confidence-orbit .center-badge img{ width:64px; height:auto; }
  .confidence-copy h2{ margin-bottom:22px; }
  .confidence-list{ display:flex; flex-direction:column; gap:18px; margin-bottom:30px; }
  .confidence-list li{ font-size:16px; color:var(--ink); }
  .confidence-list li b{ font-family:var(--font-head); }

  /* ---------- TESTIMONIALS ---------- */
  .testi-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:22px;
  }
  .testi-card{
    background:var(--blue-25);
    border:1.5px solid var(--blue-50);
    border-radius:var(--radius-m);
    padding:28px 26px;
    display:flex; flex-direction:column; gap:14px;
  }
  .testi-card .stars{ color:var(--yellow-400); }
  .testi-card p.quote{ color:var(--ink); font-size:15px; flex-grow:1; }
  .testi-person{ display:flex; align-items:center; gap:12px; }
  .testi-avatar{
    width:42px; height:42px; border-radius:50%;
    background: var(--blue-600);
    color:var(--white);
    display:flex; align-items:center; justify-content:center;
    font-family:var(--font-head); font-weight:700; font-size:15px;
  }
  .testi-person .tname{ font-family:var(--font-head); font-weight:700; font-size:14.5px; color:var(--blue-900); }
  .testi-person .trole{ font-size:12.5px; color:var(--ink-soft); }
  .testi-note{
    text-align:center; margin-top:28px; font-size:13px; color:var(--ink-soft); opacity:.8;
  }

  /* ---------- CTA BANNER ---------- */
  .cta-banner{
    background: linear-gradient(120deg, var(--blue-900) 0%, var(--blue-700) 55%, var(--blue-600) 100%);
    border-radius:var(--radius-l);
    padding:64px 56px;
    display:flex;
    flex-direction:column;
    align-items:center;
    text-align:center;
    gap:30px;
    position:relative;
    overflow:hidden;
  }
  .cta-banner::after{
    content:"";
    position:absolute; right:-60px; top:-60px;
    width:260px; height:260px; border-radius:50%;
    background: rgba(255,213,79,0.12);
  }
  .cta-banner-copy{ position:relative; z-index:2; max-width:560px; display:flex; flex-direction:column; align-items:center; }
  .cta-banner-copy img.cta-logo{ height:114px; width:auto; margin-bottom:20px; }
  .cta-banner-copy h2{ color:var(--white); font-size:clamp(26px,3vw,34px); margin-bottom:12px; }
  .cta-banner-copy p{ color:rgba(255,255,255,0.8); font-size:16px; }
  .cta-banner-actions{ position:relative; z-index:2; display:flex; gap:14px; flex-wrap:wrap; justify-content:center; }

  /* ---------- FOOTER ---------- */
  footer{ background: var(--blue-900); color:rgba(255,255,255,0.75); padding-top:72px; }
  .footer-top{
    display:grid;
    grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
    gap:40px;
    padding-bottom:52px;
    border-bottom:1px solid rgba(255,255,255,0.12);
  }
  .footer-brand img{ height:44px; margin-bottom:16px; }
  .footer-brand p{ font-size:14px; max-width:280px; color:rgba(255,255,255,0.6); margin-bottom:20px; }
  .footer-social{ display:flex; gap:10px; }
  .footer-social a{
    width:36px; height:36px; border-radius:50%;
    background:rgba(255,255,255,0.08);
    display:flex; align-items:center; justify-content:center;
    transition: background .18s ease, transform .18s ease;
  }
  .footer-social a:hover{ background:var(--yellow-500); transform:translateY(-2px); }
  .footer-social a:hover svg path{ fill:var(--blue-900); }
  .footer-col h4{
    font-family:var(--font-head); color:var(--white); font-size:15px; margin-bottom:18px; letter-spacing:.02em;
  }
  .footer-col ul li{ margin-bottom:12px; }
  .footer-col ul li a{ font-size:14.5px; color:rgba(255,255,255,0.68); transition:color .15s ease; }
  .footer-col ul li a:hover{ color:var(--yellow-500); }
  .footer-contact-item{ display:flex; gap:10px; align-items:flex-start; margin-bottom:14px; font-size:14.5px; color:rgba(255,255,255,0.75); }
  .footer-disclaimer{
    padding: 34px 0;
    border-bottom:1px solid rgba(255,255,255,0.12);
  }
  .footer-disclaimer p{ font-size:12.5px; line-height:1.7; color:rgba(255,255,255,0.45); margin-bottom:10px; }
  .footer-bottom{
    display:flex; justify-content:space-between; align-items:center;
    padding:26px 0; flex-wrap:wrap; gap:14px;
  }
  .footer-bottom p{ font-size:13px; color:rgba(255,255,255,0.5); }
  .footer-bottom-links{ display:flex; gap:22px; }
  .footer-bottom-links a{ font-size:13px; color:rgba(255,255,255,0.5); }
  .footer-bottom-links a:hover{ color:var(--yellow-500); }

  /* ---------- RESPONSIVE ---------- */
  @media (max-width: 980px){
    nav.main-nav{ display:none; }
    .header-phone span{ display:none; }
    .hero-grid{ grid-template-columns:1fr; }
    .hero-visual{ order:-1; margin-bottom:10px; }
    .hero-visual img.mascot{ max-width:360px; }
    .hero-copy p.lead{ max-width:100%; }
    .how-grid{ grid-template-columns:1fr; }
    .testi-grid{ grid-template-columns:1fr; }
    .footer-top{ grid-template-columns:1fr 1fr; }
    .cta-banner{ padding:44px 28px; }
    .confidence-grid{ grid-template-columns:1fr; }
  }
  @media (max-width: 620px){
    .section{ padding:60px 0; }
    .cat-card-full{ width:44%; }
    .footer-top{ grid-template-columns:1fr; }
    .trust-widget{ flex-direction:column; align-items:flex-start; gap:8px; }
    .trust-divider{ display:none; }
  }